American Retirement Solutions
Long Term Care Planning & Retirement Planning.
American Retirement Solutions specializes in protection, preservation, and maximization of savings with no down side risk. We are committed to helping our clients make the most of their money by employing a variety of financial products to help protect their assets which could include tax-deferred annuities, life insurance, and long-term care hybrids, just to name a few. Whether it’s retirement planning, safety options, income planning, or long term care funding options, we can help implement programs to help our clients become eligible for their much deserved benefits.
Retirement Planning
Our Firm takes pride in providing planning services to our clients. We review our clients’ wills, estate plans/trusts, taxes and insurance. Our services integrate aspects of our client’s financial picture in a coordinated effort to provide for financial clarity and multi-generational wealth.
We offer:
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Insurance Planning
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Retirement Planning
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Estate Preservation
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Income Planning
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No-Risk Alternatives
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Asset Preservation
Joe Vitale does not provide tax and/or legal advice, but will work with your attorney or independent tax or legal advisor. In the event that you do not have your own attorney or tax professional we will partner with local CPA firms to provide tax services.
Social Security Maximization
Your Social Security retirement benefit represents a lifetime’s worth of savings, time, and work, and is most likely your oldest and largest retirement account. Although many Americans are familiar with the basics of Social Security, very few are able to figure out – on their own – exactly the best way to file so they can get the most out of all they have put in.
At American Retirement Solutions, we help our clients understand their Social Security benefits and educate them on how they can maximize their benefits. Delay filing for Social Security can potentially increase your benefit amount by a rate of eight percent per year. For 2015, the average monthly benefit for retired workers is $1,328, while the maximum benefit is $2,663.*
There is a lot to know about Social Security, and the more you know, the better decisions you can make, helping to bring you that much closer to maximizing your benefit. We will help you get the most you can out of your benefit, so you can take one step closer towards the comfortable and happy retirement you have worked so hard for!
American Retirement Solutions and Joseph Vitale are not affiliated with or endorsed by the Social Security Administration or any government agency.
*https://www.ssa.gov/news/press/factsheets/colafacts2015.pdf
Long-Term Care
Every year millions of Americans need some form of long-term care, and if you become one of them, you will want to have a plan in place to help you get the quality care you deserve. At American Retirement Solutions, we believe we have an obligation to tend to our clients’ needs, especially when they are no longer able to do so themselves, and help ensure that each dollar is spent wisely and with our clients’ best interests in mind.
At American Retirement Solutions, accounting for your long-term care needs is about more than purchasing an insurance policy: it’s about designing a comprehensive strategy to help protect both your well-being and your assets. You shouldn’t have to choose between your health and your financial future. Let us develop a plan that helps ensure your long-term care needs are met, but not at the expense of your finances.
Source: http://www.thescanfoundation.org/growing-demand-long-term-care
Medicaid Planning
For many families, the costs associated with a nursing home situation have the potential to wipe out your life savings. Once you run out of money, but still require care, you could be facing a Medicaid situation. Our firm is dedicated to helping our clients prepare for the future to make sure the financial resources they worked their entire lifetime to earn are not wiped out in a few years by a nursing home. Our firm specializes in helping clients understand their options and protect their assets from a future Medicaid situation.